A specialist for every kind of file.

CARVIS reads your car needs and your credit story, then pairs you with the one person in the Go Auto network who handles both. Not a call center. Not a random rep.

New-vehicle product expert

Who this is: You know what you want or you want to compare trims, packages, colours, and options on a brand-new build.

Why the match matters: Paired with a product specialist who lives in that brand every day, knows current allocations, and can price a factory order.

EV & hybrid specialist

Who this is: Considering an electric or hybrid, want range and charging answered by someone who owns one.

Why the match matters: Matched with a specialist who handles EV rebates, home charging setup, and battery health on used EVs.

Truck & fleet

Who this is: Work truck, tow rig, upfit, business use, fleet of two or twenty.

Why the match matters: Sent to a truck-heavy store and a specialist who reads spec sheets and business finance docs for a living.

First-time buyer

Who this is: Never had a car loan. No credit, thin credit, just starting out.

Why the match matters: Programmed lender lanes exist for first-time buyers. A patient specialist walks you through it without jargon.

Short-tenure or seasonal work

Who this is: New job, contract, probation, seasonal industry, gap on the resume.

Why the match matters: Packaged for lenders who look at trade, not tenure. Your specialist knows exactly what the file needs.

Self-employed

Who this is: Sole proprietor, incorporated, contractor. Your income shows up on bank statements more than pay stubs.

Why the match matters: Bank-statement files go to a specialist who does bank-statement approvals all day, using lenders that understand write-offs.

Post-bankruptcy, consumer proposal, repo

Who this is: Discharged bankruptcy, active or completed proposal, recent voluntary or involuntary repo.

Why the match matters: This is a specialist file. Go Auto has Yes Plan, an in-house lender that has funded 300,000+ people over 10 years, including files the banks turn down.

New to Canada

Who this is: Work permit, PGWP, LMIA, no PR yet, no Canadian credit file.

Why the match matters: Financing without PR takes a specialist. We route you to one who runs those files every week, without the standard interrogation.

Prime fast-track

Who this is: Great credit, know your budget, want a name and a time.

Why the match matters: You skip the long conversation. CARVIS confirms the vehicle, verifies your phone, and books a callback with a specialist who handles your build.

Not sure which lane you're in?

That's the whole job. Tell CARVIS what you want to drive. It will figure out the rest.